Why work with our self-employed mortgage professionals in Brampton
As the name implies, a self-employed mortgage is a residential or commercial mortgage that is taken upon by someone self-employed. Many Canadians are switching from their conventional 9 to 5 job to start a business of their own, as it gives them the freedom to do what they want. However, it is difficult for them to secure a mortgage from a traditional lender because these lenders do not see them as having a stable source of income.
This is where a self-employed mortgage comes in handy. It can help a borrower get access to funds at any point in time. Even if your credit score is not the best, you can still qualify for a self-employed mortgage. To find out more information or if you are looking to apply for a self-employed mortgage in Brampton, talk to our team today.
Why choose Sure Loan For You for a self-employed mortgage in Brampton?
Sure Loan For You stand out from others because of our professional and experienced team members, including offering our clients top-class service. We understand that buying a house is a major financial investment, and we want to ensure that you make a well-informed decision. That is why during our initial consultation, we will note down every detail you mention and come up with a plan that meets all your specific needs. Our team based on your needs will write down a plan that would suit your budget as well. If you’re concerned about the interest and premium rates, we will take care of that.
You can rest assured; that we will search for the best deal in the market that will not make you second guess your monthly expenses. If you have any questions, feel free to call our team. We will be more than happy to address any queries that you may have.
The best choice for you
If at any point you become unemployed, it could leave you without a stable source of income for some time. Additionally, it can affect your credit score, as well as your chances of getting approved for a loan or a mortgage in the future. However, if you are a self-employed individual and your business is doing well, you then may have a steady source of income, which will make sure you have proof to pay off the mortgage you take. Moreover, with a self-employed mortgage, you can continue to save on your taxes and still be able to qualify for reasonable fixed mortgage rates that are low, including getting approved quickly. Apply for a self-employed mortgage in Brampton today.
Secure yourself a self-employed mortgage in Brampton today!
If you are looking to secure the home of your dreams as a self-employed individual, it can be a challenge as conventional lenders do not ideally approve loan applications of self-employed individuals, as their income source cannot be verified. However, it is not impossible to secure a mortgage. Our mortgage experts at Sure Loan For You will want the below-mentioned things before they consider them for the mortgage:
The nature of the self-employment
Their income level
Can their business generate sufficient income
How financially strong their business is
To get your mortgage application approved as a self-employed person, you will need to make sure that your documents stating your income are verified, and at the same time maintain a lower debt-to-income ratio and a good credit score. To apply for a self-employed mortgage in Brampton or more information, speak to our team today.
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